Long Term Care

Long-term care insurance is a valuable resource for individuals seeking financial protection against the high costs of long-term care services. At Mike Carvalho Insurance Services, we offer long-term care insurance policies that help cover expenses related to assisted living, nursing homes, and in-home care, providing peace of mind for you and your loved ones.

Long-term care insurance provides coverage for services not typically covered by health insurance or Medicare. This includes assistance with daily activities like bathing, dressing, and eating. Long-term care policies can also cover medical and non-medical care in various settings, such as at home, in a nursing home, or at an assisted living facility.

As people live longer, the need for long-term care has become more common. Long-term care insurance helps alleviate the financial burden on families by covering the high costs associated with these services. Additionally, some policies offer inflation protection, ensuring your benefits keep pace with rising care costs over time.

At Mike Carvalho Insurance Services, we work with you to understand your options, including coverage amounts, benefit periods, and waiting periods. We help you find a plan that fits your budget while ensuring you have access to quality care should the need arise.

Planning for long-term care is essential for your future well-being. Contact Mike Carvalho Insurance Services today to learn how long-term care insurance can help secure your financial future and provide the care you deserve.