Medicare Supplement

Medicare Supplement, or Medigap, is a private insurance policy designed to cover the “gaps” in Original Medicare. These policies help pay for out-of-pocket expenses not covered by Parts A and B, such as copayments, coinsurance, and deductibles. At Mike Carvalho Insurance Services, we offer a range of Medicare Supplement Plans to provide added financial security for your healthcare expenses.

Medicare Supplement Plans are standardized across states, making it easier to compare policies. They offer different levels of coverage, allowing you to choose a plan that aligns with your healthcare needs and budget. Medigap plans are especially valuable if you anticipate high medical expenses or want extra protection against unexpected costs.

With Medicare Supplement, you’re not limited to a network, so you can visit any doctor or hospital that accepts Medicare. This flexibility is particularly beneficial for those who travel frequently or have preferred healthcare providers. Additionally, Medigap policies are renewable, meaning as long as you pay the premium, your coverage remains in force, regardless of changes in your health status.

Mike Carvalho Insurance Services can help you understand how Medicare Supplement works, compare different plan options, and find a policy that best fits your healthcare needs. We aim to make the process simple and stress-free, so you can focus on what matters most—your health.

For more information on Medicare Supplement Plans, contact Mike Carvalho Insurance Services today. We’re here to guide you through the options and help you find the coverage that suits you best.