Medicare Advantage

Medicare Advantage, or Part C, offers an alternative to Original Medicare by providing comprehensive healthcare coverage through private insurance companies. At Mike Carvalho Insurance Services, we work with a variety of Medicare Advantage Plans to ensure you find one that meets your individual healthcare and lifestyle needs.

With Medicare Advantage, you receive all the benefits of Original Medicare Parts A and B, along with added coverage that may include vision, dental, hearing, and prescription drug coverage. Some Medicare Advantage Plans also offer wellness programs, fitness memberships, and other services designed to support your health and well-being.

These plans come in several formats, such as Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Private Fee-for-Service (PFFS) plans. Choosing the right Medicare Advantage Plan depends on your healthcare preferences, budget, and specific needs. Some plans may restrict you to a network of providers, while others offer more flexibility with out-of-network care at higher costs.

Mike Carvalho Insurance Services will help you compare Medicare Advantage Plans and clarify essential aspects, such as monthly premiums, copayments, and out-of-pocket maximums. We understand that healthcare coverage can be complex, and we’re here to make it easier for you to find the right plan that balances affordability with access to quality healthcare.

Ready to explore Medicare Advantage options? Reach out to Mike Carvalho Insurance Services today, and we’ll work with you to find the perfect fit for your health coverage.