Prescription Drug Plan

Medicare Part D, or Prescription Drug Plan (PDP), is essential for managing medication costs. At Mike Carvalho Insurance Services, we’re here to help you find a Part D plan that provides reliable coverage for the medications you need. Original Medicare doesn’t cover most prescription drugs, so enrolling in Part D is vital if you rely on medications to manage your health.

Prescription Drug Plans vary by insurer and may offer different levels of coverage. Each plan has a formulary, which is a list of covered drugs, and it’s essential to ensure that the medications you need are included. Part D plans also vary in terms of premiums, deductibles, and copayments. We’ll help you understand these details and find a plan that fits your healthcare and financial needs.

Part D plans can protect you from paying the full cost of prescription medications and offer peace of mind by ensuring access to necessary treatments. Mike Carvalho Insurance Services provides guidance on key elements like coverage stages (deductible, initial coverage, coverage gap, and catastrophic coverage) to help you maximize your benefits throughout the year.

Let Mike Carvalho Insurance Services help you find a Medicare Prescription Drug Plan that covers your medications affordably. Contact us today to explore options and ensure you have the prescription coverage you need.